I flew like superman over the top of his car and landed fracturing two ribs. It also turns out the toe rag was on drugs and tested positive for cocaine and weed. He is up in court next month.

However, despite this liability hasn’t been admitted yet by his insurer. I’ve done my nut at the police and my solicitor and demanded a copy of the police report immediately. However, I’ve been told I’m not allowed a copy. That can’t be right can it?


You have my genuine sympathies that you have been taken out by this oxygen thief. On the information you have given I don’t think liability is going to be a particular problem in your claim.

However, it is not uncommon for insurers to wait until they have had sight of the police report before admitting or discussing liability. With regard to the police report itself, while I can understand you are angry, the fact is it will not be released until the criminal case has concluded and your solicitor and the police can’t do anything to change that fact.

Therefore, I’m afraid you will have to be patient for a few more weeks. As for the toe rag, he is in a heap of trouble. In light of the Magistrates’ Court Sentencing Guidelines and the aggravating factors he needs to pack a washbag as he is looking at some prison time. Idiot.

Andrew Prendergast

Motorcycle Monthly December 2017